The UPI-first payment gateway for growing businesses.
Accept payments with dynamic QRs, payment links, and a hosted checkout. Confirmed in under a second, settled the same day — all from one real-time dashboard.
No setup fees · Sandbox in minutes · 99.99% uptime SLA
Every way your customer pays.
Collect over UPI however the moment demands — at the counter, in a chat, on your website — and move money out just as easily.
Scan. Pay. Settled — in under a second.
Your customer scans your SwiftPay QR with any UPI app. The moment they hit pay, your dashboard lights up, your webhook fires, and the money is on its way — no waiting, no refreshing.
1 · Customer scans & pays with any UPI app
2 · Your store is notified & paid — instantly
Simulated demo — real settle times vary with bank rails.
Your money, on your schedule.
No mystery windows, no “3–5 business days”. Here is the entire life of a payment on SwiftPay.
Everything you need to run payments.
One platform for collection, settlement, payouts, disputes, and insights — so you can spend your time on your business, not on payments infrastructure.
AI Ops Co-pilot for your payment infrastructure.
Chat with your money stack. Why did this payment fail? Which provider is underperforming? What changed in last night's reconciliation? Your co-pilot reads your data, suggests fixes, and ships PRs.
Join the waitlist on TelegramFrom sign-up to first payment in a day.
One call away from a payment link.
REST endpoints, idempotent operations, signed webhooks. Use the language you already know — code samples for the most popular stacks. Same surface in sandbox and production.
- Works with curl, Node.js, Python, PHP, Go
- Idempotency keys on every state-changing call
- HMAC-SHA256 signed webhook payloads
- Sandbox = production schema, free forever
curl -X POST https://api.swiftpay247.com/api/payment-links \
-H "Authorization: Bearer sk_live_•••" \
-H "Content-Type: application/json" \
-d '{
"amount_paise": 250000,
"currency": "INR",
"description": "Order #4592"
}'Questions merchants ask us.
What payment methods can my customers use?
UPI, end to end: your customers pay from any UPI app — PhonePe, GPay, Paytm, AirtelPay, or their bank's own app — via dynamic QR codes, payment links, or the hosted checkout. More methods are on the roadmap.
How fast do I actually get my money?
Payments are confirmed in under a second — your dashboard updates live and a signed webhook hits your server. Settlement to your bank account is same-day (T+0), and payouts to vendors can run instantly or in batches.
What are the fees?
No setup fee, no annual maintenance, and the sandbox is free forever. Per-transaction pricing is agreed during onboarding based on your volumes — message us on Telegram for a quote.
What do I need to go live?
Just a Telegram message. Account setup takes under 10 minutes, sandbox keys ship the same day, and most merchants take their first live payment within a day.
How do refunds and disputes work?
Refunds are one API call or one click in the dashboard. Disputes have a built-in workflow with hash-chained audit logs, so every action is traceable end to end.
Is there a sandbox to test with?
Yes — free forever, with the same API schema as production. Integrate and test everything before you move a single real rupee.
How secure is the integration?
Webhook payloads are HMAC-SHA256 signed, every state-changing call supports idempotency keys, dashboard access uses 2FA with role-based permissions, and audit logs are hash-chained so records can't be silently altered.
Something else on your mind? Ask us on Telegram — we reply within a few hours.
Ready to ship payments?
Merchants and providers onboard over Telegram and go live the same day. Tell us about your business — we'll get back within a few hours.
Talk to us on Telegram